Acceptable Use

Use the platform for legitimate commerce, not risk transfer.

PayBridge is built for lawful merchants collecting real payments for real goods and services. This policy explains the uses we do not allow and the conduct that can trigger review, restriction, or removal.

Last updated March 31, 2026

Purpose

Reduce fraud, abuse, policy circumvention, and unsupported business risk.

Applies to

Website usage, merchant accounts, hosted checkout, payment links, APIs, and webhooks.

Enforcement

Violations can lead to monitoring, suspension, limitation of features, or account termination.

Prohibited businesses and transactions

  • Illegal goods, illegal services, or transactions that violate applicable laws, regulations, or provider rules.
  • Fraudulent schemes, deceptive offers, phishing, impersonation, or any activity intended to mislead customers or counterparties.
  • Sanctions evasion, money laundering, unauthorized remittance activity, or use of the platform to mask the true source or destination of funds.
  • High-risk categories we do not support, including adult exploitation, counterfeit goods, stolen items, and transactions involving abuse or violence.

Prohibited conduct

  • Using PayBridge to process payments on behalf of another undisclosed business or to hide the true merchant of record.
  • Attempting to test stolen cards, probe provider behavior, evade rate limits, or automate abusive transaction patterns.
  • Interfering with the security or availability of the platform, including unauthorized access attempts, scraping that degrades service, or exploit activity.
  • Providing false business details, fake websites, misleading product descriptions, or inaccurate fulfilment information.

Integration and checkout integrity

Merchants must present customers with accurate order details, pricing, and business identity. You may not use misleading redirects, concealment, mismatched product descriptions, or fake support channels to influence payment completion.

API and webhook usage must stay within documented behavior. Do not attempt to forge payment state, replay signed events, or misuse public tracking endpoints to enumerate transaction data.

How enforcement works

We may ask for clarifying information, review account activity, disable features, or suspend an account where there is fraud, elevated operational risk, or a policy breach. In severe cases we may terminate access immediately and preserve records for investigation or compliance purposes.

Provider restrictions may also affect platform access. A merchant that is removed or restricted by a provider may lose access to related PayBridge functionality.